Investment Options

Structured to share risk, not hide it

Every product below is built on partnership, leasing, or asset-backed certificates — never on interest-bearing debt.

Mudarabah Investment Account

Profit-sharing account

Capital is pooled and actively managed on a Mudarabah basis. Profits are distributed according to a pre-agreed ratio; as with all Mudarabah structures, capital — not effort — bears the risk of loss.

Best for

Investors who want professionally managed, halal-first exposure without picking individual assets.

Halal Equity Growth Fund

Screened equity fund

A diversified basket of Shariah-screened equities across sectors, rebalanced regularly against our compliance framework.

Best for

Longer-horizon investors comfortable with market movement in pursuit of growth.

Sukuk Income Fund

Asset-backed Sukuk fund

Invests in asset-backed Sukuk certificates, aiming for steadier, lower-volatility distributions than equities.

Best for

Investors prioritising capital stability alongside Shariah compliance.

Ijara Property Fund

Lease-based real estate fund

A pooled fund investing in income-generating property under Ijara lease arrangements, with rental income distributed to investors.

Best for

Investors seeking tangible, asset-backed exposure to real estate.

Musharakah Business Fund

Direct partnership fund

Direct, partnership-based investment into vetted small and growing businesses, sharing genuinely in their profit and loss.

Best for

Investors who want their capital tied directly to real, productive business activity.

A note on returns: As with all genuine profit-and-loss sharing structures, returns are never fixed or guaranteed in advance — profit ratios and risk terms are disclosed clearly for each product before you invest.

Common Questions

Frequently asked questions

Conventional accounts often rely on interest-bearing debt. Every structure we offer is built on partnership, leasing, or asset-backed certificates instead, so returns come from real economic activity rather than interest.

Our independent Shariah Supervisory Board reviews and signs off on every product and any material change to it, separate from the investment team.

Terms vary by product — some are open-ended, others follow a fixed profit-sharing cycle. Your relationship manager will walk through the specific terms before you invest.

You'll receive an annual statement showing your Zakat-eligible holdings, so calculating and paying your Zakat is straightforward.

Ready to see which product fits your goals?

Book a short consultation and we'll walk through the options together.

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